Senior Credit Risk Modelling Analyst

Senior Credit Risk Analyst

Location: Accrington, England, United Kingdom

Hybrid working (once a month in the office). Competitive base pay range based on skills and experience. Direct message the job poster from MERJE for more details.

An exciting and rewarding opportunity for an experienced Senior Credit Risk Analyst to develop and monitor Credit Risk and Impairment models, coach and mentor analysts, identify and maximise opportunities to improve model performance, and contribute to the delivery of business goals and objectives.

Key Responsibilities

• Work collaboratively to develop and monitor the Credit Risk and Impairment models
• Analyse model movements, segmenting to understand trends, and make recommendations to maximise performance
• Play a key role in providing MI and insightful commentary based on model evaluation and impact assessments to drive continuous improvement
• Communicate analysis/findings and monthly monitoring effectively to manager, team and senior stakeholders
• Display strong attention to detail
• Provide effective coaching and mentoring of Analysts, building capabilities to support objectives and ensure all areas of governance, risk and compliance standards are adhered to
• Challenge current approaches, always seeking to improve
• Adhere to all governance, risk and compliance standards, ensuring models deliver the best outcomes for customers and the business
• Identify, build and maintain key internal and external stakeholder relationships to deliver the agreed commercial performance

Key Requirements

• Experience of working within the retail, financial services sector
• Extensive experience of credit risk or impairment model development and/or monitoring
• Advanced knowledge in writing and reviewing SQL and Python/SAS code to analyse data
• Extensive experience of working and delivering in a regulated environment
• Excellent working knowledge of financial standards and guidelines e.g. FCA, TCF, Data Protection
• Experience coaching and developing the performance of others
• Delivery and customer focussed
• Ability to plan and prioritise effectively to meet changing priorities and demands
• Excellent communication and engagement skills
• Proven track record in effective facilitation and communication at multiple levels
• Commercially astute
• Ability to engage and influence stakeholders at an appropriate level
• Analytical, pragmatic and systematic approach to problem solving
• Ability to manage conflict and know when to elevate
• IT literate

Send your CV to

Sponsorship not available

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Analyst